We connect ambitious UK businesses with the right lenders — across every type of commercial finance, without the complexity.
Thousands of UK businesses are sitting on cash locked in unpaid invoices. We release up to 95% of that value within 24 hours — giving you immediate working capital without taking on debt or waiting 30, 60, or 90 days for customers to pay.
Purchase or refinance commercial property with competitive rates across owner-occupied and investment assets.
PropertySpread the cost of equipment and machinery. Hire purchase, leasing, and refinancing available.
EquipmentFast, short-term capital for time-sensitive opportunities. Regulated and unregulated bridging from 2 hours.
Short-TermUnsecured and secured term loans for growth, acquisitions, or working capital up to £5M.
GrowthFund ground-up builds and heavy refurbishments with specialist development lending.
Property DevReview and refinance existing loans, asset agreements or commercial mortgages — potentially reducing your rate and freeing up cash flow.
RefinanceSee how much cash your unpaid invoices could release — enter your turnover and get an instant estimate.
Try it now →Not tied to any single lender — our independence means genuinely the best deal available.
Decisions in hours, not weeks. We work to your timeline, not ours.
We only earn when you get funded. Fully transparent from day one.
Decades of combined experience across every major commercial lending sector.
No upfront fees, no obligation. One of our specialists will be in touch within one business day.
Adjust the inputs for an instant estimate. Switch finance types using the tabs below.
Illustrative only. Actual rates depend on your business profile and chosen lender.
Illustrative estimates only. Actual rates depend on your business profile and lender assessment.
No jargon, no runaround. We guide you from initial enquiry to funds in your account.
Share your business goals, funding amount, and timeline — via our quick form or over the phone. No documents needed at this stage, no commitment required.
Our team contacts 20+ lenders to find the best-fit options for your situation, sector, and funding amount. We do the legwork so you don't have to.
We present tailored finance options, clearly explained with full cost breakdowns. No hidden fees, no hard sell — you decide at your own pace.
Once you choose a lender, we handle the application end-to-end — liaising with lenders, chasing documents, and keeping you informed throughout.
Your facility is agreed, documents signed, and funds released. We remain on hand post-completion for any queries or future funding needs.
No upfront fees. Response within one business day.
Fill in the form and a specialist will be in touch within one business day. No obligation, no upfront fees.
Your information is treated in strictest confidence. We will never sell or share your data.
Last updated: June 2026
This Privacy Policy explains how Clearflow Capital collects, uses and protects your personal data when you use our website or enquire about our services.
Clearflow Capital is a commercial finance broker registered in England and Wales. Company Registration No: 17270222. We are the data controller for the personal information you provide to us. If you have any questions about how we handle your data, please contact us at Ronnie@clearflowcapital.co.uk or call +44 7398 197640.
When you submit an enquiry through our website we collect the following personal data:
We may also collect technical data such as your IP address, browser type and pages visited via cookies and analytics tools (see Section 6).
We use your personal data to:
Our lawful basis for processing your data is legitimate interest (to respond to your enquiry) and, where applicable, contract performance (to provide our brokerage services).
We may share your personal data with:
We will never sell your personal data or share it with third parties for their own marketing purposes without your explicit consent.
We retain your personal data for as long as necessary to provide our services and comply with our legal obligations. Enquiry data is typically retained for up to 6 years in line with standard financial services record-keeping requirements. You may request deletion of your data at any time by contacting us.
Our website uses the following types of cookies:
You can manage your cookie preferences at any time using the banner at the bottom of this page, or through your browser settings.
Under UK GDPR you have the right to:
To exercise any of these rights please contact us at Ronnie@clearflowcapital.co.uk.
Clearflow Capital may receive a commission or fee from lenders upon successful completion of a finance facility. This is always disclosed to you prior to any agreement being entered into and does not affect the rate or terms offered to you.
We may update this Privacy Policy from time to time. The most current version will always be available on this page. We encourage you to review it periodically.
If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact: